Experienced Mortgage Adviser in Scotland
Finding the right mortgage is about more than just the rate. It’s about suitability, affordability, and having an adviser who understands both the market and your personal circumstances.
As an experienced mortgage broker in Scotland, Mark One Financial Services provides clear, independent mortgage advice tailored to you. Whether you’re buying your first home, moving house, remortgaging, or building a property portfolio, we guide you through every step with confidence and clarity.
We search a comprehensive panel of lenders to identify the most suitable mortgage for your needs, not just the most obvious option.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Mortgage criteria change constantly. Rates move. Lenders adjust their appetite. What worked last year may no longer apply today. Having access to a comprehensive panel of lenders is key.
That’s why working with an experienced mortgage adviser matters.
We assess your income, outgoings, credit profile, deposit position, and future plans to match you with lenders who are genuinely right for your situation. Our role is to simplify the process, explain your options clearly, and handle the paperwork so you can focus on the move itself.
Contact us today for any other related services you need.
From your initial enquiry through to completion and beyond, we stay by your side. Our service does not stop once your mortgage completes.
We offer ongoing aftercare, including mortgage monitoring, to help ensure your deal remains suitable as the market and your circumstances change.
Clear advice. Straight answers. Long-term support.
Your mortgage journey starts with a conversation.
What our valuable Clients say
Here are some reviews from our clients about us
EXCELLENT Based on 158 reviews Posted on Jordi Gil GuardiàTrustindex verifies that the original source of the review is Google. Mark has been very good helping me getting my morgage. From being lost to understanding pretty much everything that was going on. He has also been very responsive to all my messages,phone calls and emails. Will 100% go back for the remortgage. Thanks Mark for getting the mortgage for my new home It's been a pleasure. All the bestPosted on Scott BuchananTrustindex verifies that the original source of the review is Google. Mark helped my partner and I with the process of buying our first home. Mark has been amazing throughout the process and has always gone above and beyond. He was always at the other end of the phone even outwith standard working hours and also kept his office open late some nights to go through our mortgage offer etc with us when we were working during the day. The service has been incredibly friendly and we would both recommend Mark to anyone looking to buy a property. 10/10⭐️Posted on Heather AndersonTrustindex verifies that the original source of the review is Google. Mark takes all the stress and hassle out of mortgaging and remortgaging, ensures everything is processed quickly and with the very best customer service, this is the second time I’ve used his services and will definitely use again, highly recommend! Thank you Mark!Posted on Paul CornsTrustindex verifies that the original source of the review is Google. Cannot thank Mark and his team enough for their continued help securing the best possible solitions for our mortgages and other insurance needs. Guy is a workaholic and goes above and beyond to make sure we get the aboslute best. 1000% recommended. Thanks Mark & teamPosted on Carolyn McCaffertyTrustindex verifies that the original source of the review is Google. We have been using Mark One for many years and can’t come the amount of money that we have saved. We couldn’t be without the help of Mark and Carol! Would highly recommendPosted on Frank BensonTrustindex verifies that the original source of the review is Google. Very happy with Mark recommendation and professionalism. He went out his was to explain to us and provided us with better product to suit our needs. Highly recommendPosted on Kimberley mathiesonTrustindex verifies that the original source of the review is Google. Mark I would highly recommend, as a first time buyer he gave advice above and beyond and he made the Morgage process as stress free as it could be and the communication throughout the full of the process was outstanding. Highly recommendedPosted on Jacqueline MantonTrustindex verifies that the original source of the review is Google. Mark has been very helpful guiding us through the whole process of selling and purchasing a property. Very knowledgeable and easy to work with. Would highly recommend.Posted on Melanie CraigTrustindex verifies that the original source of the review is Google. Mark and Carol are amazing! They go above and beyond for their clients and I couldn't recommend them more. I'm a first time buyer and have been completely clueless and petrified about buying my own place. Mark has guided me through every step of the way, organising my mortgage, solicitors, checking up with agents etc and Carol has sorted all my building and contents insurance. It's all been so smooth and stress free. Thank you soooooo... much!Posted on ElaineTrustindex verifies that the original source of the review is Google. We had a great experience with Mark Duguid at Mark One Financial Services in Hamilton. He really took the time to understand our needs, explained everything clearly and made the whole process easy. Highly recommend if you want friendly and professional financial advice.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Frequently Asked Questions
Yes. Many mortgages are portable, meaning you can transfer your current deal to a new property. This can help you keep your rate and terms, but it’s not always guaranteed, so it’s wise to get expert advice early.
It depends. Deposit requirements vary depending on a few key factors:
Your credit score
The type of mortgage you're applying for
The lender's specific criteria
The larger your deposit, the better your chances of accessing lower interest rates and better terms. However, there are still options available with a smaller or no deposit subject to certain lenders’ T&Cs.
Let us help you figure out what deposit works for you—and what options you actually have on the table.
Yes. You’ll usually need two years of accounts or tax returns. We help you prepare the right documents and match you with lenders who understand self-employed income.
No. While a strong credit score can unlock more options, many lenders offer solutions tailored for those with fair or even limited credit histories.
We work with a comprehensive range of lenders to find a mortgage that fits your unique situation.
Whether you're building credit or rebuilding, we can help you explore your options with confidence.
Don't count yourself out—lean on our expertise and decades of experience. Speak to us today.
It’s not legally required, but lenders strongly recommend it. Life cover protects your family by helping pay off the mortgage if anything happens to you. We help you find the right cover.
Yes. Being a first time buyer does not count against you. Many lenders actively support first time buyers and offer products designed specifically for them.
Yes. Changes in income, employment, or property value can often improve your options.
Yes. Comparing options ensures you are not missing better deals.
Let Mark One Financial Services guide you with clear advice and unwavering support. Your best mortgage or protection solution starts with one simple conversation.