Insurance

Protecting Your Income, Family and Financial Future

Insurance Advice You Can Trust

Insurance is not about expecting the worst. It is about being prepared for life when it does not go to plan.

At Mark One Financial Services, we provide clear, fully advised insurance guidance designed to protect what matters most to you. Your income. Your family. Your home. Your peace of mind.

We cut through jargon and confusion to help you understand exactly what cover you need, why you need it, and how it fits into your wider financial picture. Every recommendation is tailored. Nothing is rushed. Nothing is unnecessary.

Let's Talk

Why Insurance Matters More Than You Think

Life can change quickly. Illness, injury or an unexpected death can place immediate financial pressure on households that otherwise feel secure.

However, many people rely on assumptions. They believe work sick pay will be enough. They assume savings will cover the gap. They hope nothing serious will happen.

Unfortunately, those assumptions often fall short.

That is why insurance plays a critical role in long-term financial planning. It ensures your mortgage, bills and family commitments remain protected even if your income stops.

Insurance Services We Offer

Life Insurance cover

Life cover pays a lump sum or regular benefits if you die or are diagnosed with a terminal illness during the policy term.

Critical illness cover

Critical illness cover provides a cash sum or regular benefits if you suffer specific illnesses or undergo certain operations.

Income protection

Income protection pays you monthly if you lose your earnings if unable to work due to ill health or injury.

Building & Contents Insurance

Building and Contents Insurance covers damage to the property itself and the items inside it.

Private Medical Insurance

Private medical insurance provides you with peace of mind if you become ill with a short term medical condition.

Need A Will or Power of Attorney?

Contact our sister company. Click to go to the Mark One Estate Planning website...

Leaving This Website

In Need of Further Protection?

Ongoing Support That Does Not Stop After Setup

Every insurance recommendation starts with a full discussion about your circumstances. We look at your income, commitments, existing cover and future plans.

From there, we research the market and explain your options in plain English. You will always understand what you are applying for and why it has been recommended.

Importantly, we do not sell policies. We advise on protection.

Our service does not end once your policy is in place.

We remain available to review cover as your circumstances change. Whether that is moving home, changing jobs, starting a family or increasing income, your protection should evolve with you.

If you ever need to make a claim, we are also there to guide you through the process.

Speak to Us About Protecting What Matters.

Speak to an Expert

Testimonials

What our valuable Clients say

Here are some reviews from our clients about us

Read More Reviews

EXCELLENT

Based on 176 reviews

James Clifford

Mark sorted out my insurance policy, moving from one that was needing updated to to my change in health, it was done with no hassle whatsoever 10/10.

Michael Eldridge

Mark provides a fantastic service, is always happy to talk things through & offer advice. He got me a great deal on my mortgage & was really helpful throughout the buying process, would thoroughly recommend his services

Sarah McCord

Mark was fantastic he sorted everything for our new home from finding a solicitor, assessing our finances, procuring the best mortgage and insurance deals. He was very attentive seeing to our every need and working the meetings around our busy work schedules. I could not recommend him enough.

ANDREW WATT

An outstanding service from a great company . Mark and Carol were so helpful from start to finish with putting in place my mortgage and accompanying products .Would definitely recommend this company without a shadow of a doubt 👍.

Ian anderson

Top class service , very professional & mark is great guy to deal with , highly recommend 👍🏼

Nathan Woodling

Mark gave us great advice and helped us secure a good mortgage deal, with enthusiastic and positive support throughout. Thanks, Mark!

oczo81

Mark was fantastic and helped us save time and money. He keeps you updated all the time and always finds a good deal. Can't recommend him highly enough.

hazeldazzel83

Mark was so helpful, knowledgeable and efficient. I would highly recommend his services to anyone. Thank you!

Kerry Walters

Mark has been fantastic through our moving house process. From finding us a new mortgage, ensuring we have everything we need, he went above and beyond for us. Always professional , working around the clock. We would be lost with him and Carols expert advice throughout this whole process. Massive thank you for everything Mark and Carol. It really was our pleasure. Would highly reccommed Mark one financial services to EVERYONE!!!

Emma Greene

Mark is a fantastic and most helpful person I’ve ever met! He helped me buy my first house, helped dealing with all the legal and paperwork setting up all the things needed to run a house and getting you the best rates possible!!! He’s such a lovely person to talk to, not false or trying to rob you. Took all my stress away and if I ever needed help or get information or advice about anything he has always been very approachable, give you the correct and best advice. Goes above and beyond!! Never met someone so trustworthy!! Have had Marks help for nearly 10 years now and couldn’t have gotten my lovely house and mortgage deals etc without him. Honestly he is the best at his job and easy to talk to and will always help you with anything you need. Need more people like him in this world!! Mark you are the best and so grateful I have had all your help over the years!!! You will know instantly when you contact him for advice. Can’t say a bad thing about you, you’re the most kindness and knowledgeable person for advice!! Could go on and on haha 😛 love you Mark!!

Verified by Trustindex

Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

FAQ

Frequently Asked Questions

This FAQ section includes frequently asked questions that can help provide clear and concise answers to your questions.

Can I get life insurance if I have a medical condition?

In many cases, yes. Having a medical condition does not automatically prevent you from getting life insurance or other protection policies. Some conditions may affect premiums or policy terms, but specialist advice can help find insurers that are more flexible and suitable for your circumstances. The best time to get insurance is when you are healthy and earning.

How much does income protection cost per month in the UK?

What insurance should I have with a mortgage?

Is income protection worth it in the UK?

Yes. Income protection is designed to replace a portion of your income if you cannot work due to illness or injury. Many people underestimate how quickly savings run out once sick pay ends. In the UK, long-term illness is one of the most common reasons people struggle financially, which is why income protection is often considered one of the most important insurance policies to have.

Critical illness cover Vs income protection?

Can I get Income Protection if I work in a dangerous job?

Take the Next Step With Confidence

Let Mark One Financial Services guide you with clear advice and unwavering support. Your best mortgage or protection solution starts with one simple conversation.