Experienced Mortgage Adviser in Scotland
Finding the right mortgage is about more than just the rate. It’s about suitability, affordability, and having an adviser who understands both the market and your personal circumstances.
As an experienced mortgage broker in Scotland, Mark One Financial Services provides clear, independent mortgage advice tailored to you. Whether you’re buying your first home, moving house, remortgaging, or building a property portfolio, we guide you through every step with confidence and clarity.
We search a comprehensive panel of lenders to identify the most suitable mortgage for your needs, not just the most obvious option.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Mortgage criteria change constantly. Rates move. Lenders adjust their appetite. What worked last year may no longer apply today. Having access to a comprehensive panel of lenders is key.
That’s why working with an experienced mortgage adviser matters.
We assess your income, outgoings, credit profile, deposit position, and future plans to match you with lenders who are genuinely right for your situation. Our role is to simplify the process, explain your options clearly, and handle the paperwork so you can focus on the move itself.
Contact us today for any other related services you need.
From your initial enquiry through to completion and beyond, we stay by your side. Our service does not stop once your mortgage completes.
We offer ongoing aftercare, including mortgage monitoring, to help ensure your deal remains suitable as the market and your circumstances change.
Clear advice. Straight answers. Long-term support.
Your mortgage journey starts with a conversation.
What our valuable Clients say
Here are some reviews from our clients about us
EXCELLENT Based on 168 reviews Posted on Kerry WaltersTrustindex verifies that the original source of the review is Google. Mark has been fantastic through our moving house process. From finding us a new mortgage, ensuring we have everything we need, he went above and beyond for us. Always professional , working around the clock. We would be lost with him and Carols expert advice throughout this whole process. Massive thank you for everything Mark and Carol. It really was our pleasure. Would highly reccommed Mark one financial services to EVERYONE!!!Posted on Emma GreeneTrustindex verifies that the original source of the review is Google. Mark is a fantastic and most helpful person I’ve ever met! He helped me buy my first house, helped dealing with all the legal and paperwork setting up all the things needed to run a house and getting you the best rates possible!!! He’s such a lovely person to talk to, not false or trying to rob you. Took all my stress away and if I ever needed help or get information or advice about anything he has always been very approachable, give you the correct and best advice. Goes above and beyond!! Never met someone so trustworthy!! Have had Marks help for nearly 10 years now and couldn’t have gotten my lovely house and mortgage deals etc without him. Honestly he is the best at his job and easy to talk to and will always help you with anything you need. Need more people like him in this world!! Mark you are the best and so grateful I have had all your help over the years!!! You will know instantly when you contact him for advice. Can’t say a bad thing about you, you’re the most kindness and knowledgeable person for advice!! Could go on and on haha 😛 love you Mark!!Posted on Mark MackissackTrustindex verifies that the original source of the review is Google. We approached Mark as our mortgage term was coming to an end. He gave us really good advice and then dealt with the bank and all the paperwork relieving us of the stress, he also got us better deals before the deadline which was over and above what we expected of him. He then contacted us regarding our life and critical illness insurance with great advice and far better options and now we have better coverage for us and for our kids. We cannot recommend him highly enough and are very grateful for his hard work. He listens to what you want and what your needs are and provides viable solutions.Posted on Paul McKinlayTrustindex verifies that the original source of the review is Google. Mark was excellent to deal with from the first call. He had a great knowledge and was able to quickly identify a suitable solution for our circumstances. His communication is excellent and he provided regular updates, he really does provide a brilliant service. I would have no issues recommending him to others. We got everything sorted really quickly and will be using his services from now on.Posted on sabina nTrustindex verifies that the original source of the review is Google. I had a great experience with my mortgage advisor, Mark, and would highly recommend him. He was professional, knowledgeable, and made the whole process feel simple and stress-free. He kept me informed throughout and was always happy to answer any questions. Thanks to his support, I was able to secure my mortgage smoothly. Really appreciate all his help!Posted on Fraser RossTrustindex verifies that the original source of the review is Google. Marks services are outstanding. His level of knowledge and attentiveness is second to none. He has helped us with a mortgage, a remortgage and all of our insurances. He keeps up to date with us and during this time we’ve had a change in circumstances which he acted on quickly and updated our insurance providers. We will continue to use Marks services and recommend him to anyone who requires help with their mortgages. Thanks again Mark!Posted on Kym DuguidTrustindex verifies that the original source of the review is Google. Yes, he’s my dad… but I promise this review isn’t biased! I’ve just had my mortgage sorted again through him and, as always, the service was amazing. He explains everything clearly, takes all the stress out of the process, and genuinely goes above and beyond to get the best deal. Even though I could probably ask him at the dinner table, he still treats me like any other client – professional, thorough and always looking out for the best outcome. I’ve recommended him to so many friends over the years because he really is the best at what he does. If you’re looking for someone who knows their stuff and genuinely cares about getting you the right mortgage, I can’t recommend him and the team enough 👏!Posted on bettyface1Trustindex verifies that the original source of the review is Google. Mark is excellent at what he does, we’ve always been extremely impressed and happy with the services he provides. The company are focused on getting the best for their clients and nothing is too much trouble. Mark always gets back to you quickly and I’m just glad we found him. He managed yet again to secure a great mortgage deal for us and I recommend Mark One to everyone. Professional , helpful, knowledgeable and focused on clients needs. Customer service is outstanding.Posted on Katy CraigTrustindex verifies that the original source of the review is Google. Mark helped us to buy our first home, he is very patient and his guidance aided us to buy our dream home, he is very approachable which helped for any questioned we had. Would highly recommend to any one in need of a mortgage advisor. Thank you Mark :)Posted on Mark RitchieTrustindex verifies that the original source of the review is Google. Brilliant,can’t thank Mark enough for a good deal on my mortgage again.👍👍Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Frequently Asked Questions
Yes. Many mortgages are portable, meaning you can transfer your current deal to a new property. This can help you keep your rate and terms, but it’s not always guaranteed, so it’s wise to get expert advice early.
It depends. Deposit requirements vary depending on a few key factors:
Your credit score
The type of mortgage you're applying for
The lender's specific criteria
The larger your deposit, the better your chances of accessing lower interest rates and better terms. However, there are still options available with a smaller or no deposit subject to certain lenders’ T&Cs.
Let us help you figure out what deposit works for you—and what options you actually have on the table.
Yes. You’ll usually need two years of accounts or tax returns. We help you prepare the right documents and match you with lenders who understand self-employed income.
No. While a strong credit score can unlock more options, many lenders offer solutions tailored for those with fair or even limited credit histories.
We work with a comprehensive range of lenders to find a mortgage that fits your unique situation.
Whether you're building credit or rebuilding, we can help you explore your options with confidence.
Don't count yourself out—lean on our expertise and decades of experience. Speak to us today.
It’s not legally required, but lenders strongly recommend it. Life cover protects your family by helping pay off the mortgage if anything happens to you. We help you find the right cover.
Yes. Being a first time buyer does not count against you. Many lenders actively support first time buyers and offer products designed specifically for them.
Yes. Changes in income, employment, or property value can often improve your options.
Yes. Comparing options ensures you are not missing better deals.
Let Mark One Financial Services guide you with clear advice and unwavering support. Your best mortgage or protection solution starts with one simple conversation.