markonefinancial.co.uk

Insurance

Protecting Your Income, Family and Financial Future

Insurance Advice You Can Trust

Insurance is not about expecting the worst. It is about being prepared for life when it does not go to plan.

At Mark One Financial Services, we provide clear, fully advised insurance guidance designed to protect what matters most to you. Your income. Your family. Your home. Your peace of mind.

We cut through jargon and confusion to help you understand exactly what cover you need, why you need it, and how it fits into your wider financial picture. Every recommendation is tailored. Nothing is rushed. Nothing is unnecessary.

Miniature people women protected by red umbrella of insurance

Why Insurance Matters More Than You Think

Life can change quickly. Illness, injury or an unexpected death can place immediate financial pressure on households that otherwise feel secure.

However, many people rely on assumptions. They believe work sick pay will be enough. They assume savings will cover the gap. They hope nothing serious will happen.

Unfortunately, those assumptions often fall short.

That is why insurance plays a critical role in long-term financial planning. It ensures your mortgage, bills and family commitments remain protected even if your income stops.

Insurance Services We Offer

Life Insurance cover

Life cover pays a lump sum or regular benefits if you die or are diagnosed with a terminal illness during the policy term.

Critical illness cover

Critical illness cover provides a cash sum or regular benefits if you suffer specific illnesses or undergo certain operations.

Income protection

Income protection pays you monthly if you lose your earnings if unable to work due to ill health or injury.

Building & Contents Insurance

Building and Contents Insurance covers damage to the property itself and the items inside it.

Private Medical Insurance

Private medical insurance provides you with peace of mind if you become ill with a short term medical condition.

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In Need of Further Protection?

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Ongoing Support That Does Not Stop After Setup

Every insurance recommendation starts with a full discussion about your circumstances. We look at your income, commitments, existing cover and future plans.

From there, we research the market and explain your options in plain English. You will always understand what you are applying for and why it has been recommended.

Importantly, we do not sell policies. We advise on protection.

Our service does not end once your policy is in place.

We remain available to review cover as your circumstances change. Whether that is moving home, changing jobs, starting a family or increasing income, your protection should evolve with you.

If you ever need to make a claim, we are also there to guide you through the process.

Speak to Us About Protecting What Matters.

Testimonials

What our valuable Clients say

Here are some reviews from our clients about us

FAQ

Frequently Asked Questions

This FAQ section includes frequently asked questions that can help provide clear and concise answers to your questions.

In many cases, yes. Having a medical condition does not automatically prevent you from getting life insurance or other protection policies. Some conditions may affect premiums or policy terms, but specialist advice can help find insurers that are more flexible and suitable for your circumstances. The best time to get insurance is when you are healthy and earning.

Yes. Income protection is designed to replace a portion of your income if you cannot work due to illness or injury. Many people underestimate how quickly savings run out once sick pay ends. In the UK, long-term illness is one of the most common reasons people struggle financially, which is why income protection is often considered one of the most important insurance policies to have.

Take the Next Step With Confidence

Let Mark One Financial Services guide you with clear advice and unwavering support. Your best mortgage or protection solution starts with one simple conversation.