Insurance Advice You Can Trust
Insurance is not about expecting the worst. It is about being prepared for life when it does not go to plan.
At Mark One Financial Services, we provide clear, fully advised insurance guidance designed to protect what matters most to you. Your income. Your family. Your home. Your peace of mind.
We cut through jargon and confusion to help you understand exactly what cover you need, why you need it, and how it fits into your wider financial picture. Every recommendation is tailored. Nothing is rushed. Nothing is unnecessary.
Life can change quickly. Illness, injury or an unexpected death can place immediate financial pressure on households that otherwise feel secure.
However, many people rely on assumptions. They believe work sick pay will be enough. They assume savings will cover the gap. They hope nothing serious will happen.
Unfortunately, those assumptions often fall short.
That is why insurance plays a critical role in long-term financial planning. It ensures your mortgage, bills and family commitments remain protected even if your income stops.
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Every insurance recommendation starts with a full discussion about your circumstances. We look at your income, commitments, existing cover and future plans.
From there, we research the market and explain your options in plain English. You will always understand what you are applying for and why it has been recommended.
Importantly, we do not sell policies. We advise on protection.
Our service does not end once your policy is in place.
We remain available to review cover as your circumstances change. Whether that is moving home, changing jobs, starting a family or increasing income, your protection should evolve with you.
If you ever need to make a claim, we are also there to guide you through the process.
Speak to Us About Protecting What Matters.
What our valuable Clients say
Here are some reviews from our clients about us
EXCELLENT Based on 158 reviews Posted on Jordi Gil GuardiàTrustindex verifies that the original source of the review is Google. Mark has been very good helping me getting my morgage. From being lost to understanding pretty much everything that was going on. He has also been very responsive to all my messages,phone calls and emails. Will 100% go back for the remortgage. Thanks Mark for getting the mortgage for my new home It's been a pleasure. All the bestPosted on Scott BuchananTrustindex verifies that the original source of the review is Google. Mark helped my partner and I with the process of buying our first home. Mark has been amazing throughout the process and has always gone above and beyond. He was always at the other end of the phone even outwith standard working hours and also kept his office open late some nights to go through our mortgage offer etc with us when we were working during the day. The service has been incredibly friendly and we would both recommend Mark to anyone looking to buy a property. 10/10⭐️Posted on Heather AndersonTrustindex verifies that the original source of the review is Google. Mark takes all the stress and hassle out of mortgaging and remortgaging, ensures everything is processed quickly and with the very best customer service, this is the second time I’ve used his services and will definitely use again, highly recommend! Thank you Mark!Posted on Paul CornsTrustindex verifies that the original source of the review is Google. Cannot thank Mark and his team enough for their continued help securing the best possible solitions for our mortgages and other insurance needs. Guy is a workaholic and goes above and beyond to make sure we get the aboslute best. 1000% recommended. Thanks Mark & teamPosted on Carolyn McCaffertyTrustindex verifies that the original source of the review is Google. We have been using Mark One for many years and can’t come the amount of money that we have saved. We couldn’t be without the help of Mark and Carol! Would highly recommendPosted on Frank BensonTrustindex verifies that the original source of the review is Google. Very happy with Mark recommendation and professionalism. He went out his was to explain to us and provided us with better product to suit our needs. Highly recommendPosted on Kimberley mathiesonTrustindex verifies that the original source of the review is Google. Mark I would highly recommend, as a first time buyer he gave advice above and beyond and he made the Morgage process as stress free as it could be and the communication throughout the full of the process was outstanding. Highly recommendedPosted on Jacqueline MantonTrustindex verifies that the original source of the review is Google. Mark has been very helpful guiding us through the whole process of selling and purchasing a property. Very knowledgeable and easy to work with. Would highly recommend.Posted on Melanie CraigTrustindex verifies that the original source of the review is Google. Mark and Carol are amazing! They go above and beyond for their clients and I couldn't recommend them more. I'm a first time buyer and have been completely clueless and petrified about buying my own place. Mark has guided me through every step of the way, organising my mortgage, solicitors, checking up with agents etc and Carol has sorted all my building and contents insurance. It's all been so smooth and stress free. Thank you soooooo... much!Posted on ElaineTrustindex verifies that the original source of the review is Google. We had a great experience with Mark Duguid at Mark One Financial Services in Hamilton. He really took the time to understand our needs, explained everything clearly and made the whole process easy. Highly recommend if you want friendly and professional financial advice.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
In many cases, yes. Having a medical condition does not automatically prevent you from getting life insurance or other protection policies. Some conditions may affect premiums or policy terms, but specialist advice can help find insurers that are more flexible and suitable for your circumstances. The best time to get insurance is when you are healthy and earning.
The cost of income protection varies based on your age, occupation, health, income level and the policy features you choose. For many people, cover can cost less than a daily coffee. A tailored policy ensures you are protected without paying more than necessary.
Most homeowners consider life insurance essential, as it helps repay the mortgage if you pass away. However, many also choose income protection and critical illness cover to protect their ability to keep up repayments if they become ill or injured. Mortgage-related insurance is about protecting both the home and the income used to pay for it.
Yes. Income protection is designed to replace a portion of your income if you cannot work due to illness or injury. Many people underestimate how quickly savings run out once sick pay ends. In the UK, long-term illness is one of the most common reasons people struggle financially, which is why income protection is often considered one of the most important insurance policies to have.
Critical illness cover pays a one-off lump sum if you’re diagnosed with a serious illness. Income protection pays you a monthly income if illness or injury stops you working. Many clients benefit from having both, and we guide you through the options that best match your needs and budget.
Yes, you can. Some insurers cover higher-risk occupations such as construction, offshore work, emergency services, people who work at great heights, farmers, etc. The terms and premiums may differ, but cover is still possible. We match you with the providers most suited to your role so you can protect your income with confidence.
Let Mark One Financial Services guide you with clear advice and unwavering support. Your best mortgage or protection solution starts with one simple conversation.