Life Insurance Cover

Q: Is life insurance required for a mortgage?

Life insurance is not legally required, although we strongly recommend it. It is designed to protect your home and loved ones.

Q: Can I get life insurance with a medical condition?

Often, yes. Many insurers will still offer cover, although terms may vary. We help identify the most suitable providers.

Q: What type of life insurance is best?

This depends on whether you want cover for a fixed term or lifelong protection. We explain the differences clearly. Speak to us today.

Q: Can life insurance be reviewed later?

Yes. Life insurance should be reviewed when your circumstances change, such as marriage, children, or a new mortgage.

Life insurance Cover Protects Your Family and Secures the Future. Plan with Confidence

Life insurance provides financial protection for the people who depend on you. If the unexpected happens, it can help repay your mortgage, cover everyday living costs, and give your loved ones financial stability when they need it most. However, many people delay putting cover in place or choose unsuitable policies without fully understanding their options.

At Mark One Financial Services, we help individuals and families across Scotland arrange life insurance cover that is clear, appropriate, and built around real life needs.

Why Life Insurance Cover Matters

Life insurance is often taken alongside a mortgage, although it can protect far more than just a property. For example, it can help support a partner, children, or other dependents by providing a lump sum or regular payment if you pass away during the policy term.

In many cases, clients are surprised by how affordable life insurance can be. More importantly, the right policy ensures your family can maintain their lifestyle and avoid financial strain at a difficult time.

Tailored Advice, Not One-Size-Fits-All

Life insurance is not the same for everyone. Therefore, we take time to understand your family situation, income, commitments, and long-term plans. We then compare a wide range of insurers to find cover that fits your circumstances.

Because policy wording and options vary between providers, we explain everything clearly. As a result, you know exactly what is covered, how long the policy lasts, and what it pays out.

A Straightforward, Supported Process

Arranging life insurance does not need to feel complicated. We guide you through the application from start to finish, including medical disclosures and underwriting questions. In addition, we ensure the policy remains suitable if your circumstances change.

Many clients also review life insurance alongside income protection or critical illness cover. This joined-up approach helps create a stronger overall safety net.