Home Mover Mortgages

Q: Do I need a deposit if I already own a home?

Often, your existing equity can be used as your deposit. This depends on property values and borrowing requirements.

Q: Can I move home if my circumstances have changed?

Yes. Changes to income, employment, or household size do not prevent moving home. We assess options based on your current position.

Q: Should I arrange insurance again when moving home?

Yes. Buildings and contents insurance, if you had it, must be updated for your new property. We help ensure cover is in place from completion.

Q: How early should I speak to a mortgage adviser?

Ideally before house hunting begins. Early advice helps avoid delays and strengthens your position with sellers.

A Home Mover Mortgage Process With Clarity

Moving home is exciting. However, it can also feel stressful, complex, and time sensitive. Whether you are upsizing, downsizing, or relocating, arranging the right mortgage is critical to keeping your move on track.

At Mark One Financial Services, we offer advice for home mover mortgages with clarity and hands on guidance. As a result, our clients move forward with confidence, knowing every detail is managed properly.

Expert Support for Home Mover Mortgages

When you move home, we assess more than just your new purchase. Therefore, your existing mortgage, property value, deposit or equity, and overall affordability all matter. Because lenders may often change pricing, expert advice makes a real difference.

We compare your current mortgage against the wider market. Then, we assess whether porting your existing deal or switching lenders provides the best outcome. Importantly, everything is explained in plain language, so decisions feel straightforward, whatever the path your home mover mortgage process takes.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

What We Help With

Our home mover mortgage service includes support with

Porting your existing mortgage where suitable
Switching lenders for a better rate or terms
Calculating affordability for your next property
Coordinating purchase and sale timelines
Advising on mortgage and protection options

This joined up approach helps reduce delays and avoid costly mistakes.

A Joined Up Mortgage and Protection Review

Home mover mortgages involve more than interest rates alone. For that reason, we review your full financial position before making recommendations. This includes budgeting, future planning, and protection needs.

Additionally, we advise on buildings and contents insurance, life cover, critical illness, and income protection. This ensures your new home, family, and income remain protected if circumstances change.

A Smooth and Managed Process

From the start, we guide you step by step. We submit your home mover mortgage application, manage lender communication, and coordinate timescales. Where helpful, we can also introduce you to trusted solicitors to keep the process moving.

Because our service is proactive and organised, many clients find moving home far less stressful than expected.